Effective Date: March 14, 2025

1. Introduction

Welcome to Horizon Zenith ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your data when you use our platform, services, and website located at www.horizonzenith.com (collectively, the "Services").

2. Information We Collect

We collect various types of information to provide and improve our Services:

a. Personal Information

When you register for an account, use our Services, or communicate with us, we may collect the following personal information:

Contact Details: Name, email address, phone number, and physical address.

Account Information: Username, password, profile picture, and biography.

Payment Information: Credit card details, billing address, and transaction history.

Identification Documents: Government-issued ID, tax identification number, or other documents for verification purposes.

b. Non-Personal Information

We also collect non-personal information that cannot be used to identify you individually:

Usage Data: Pages viewed, time spent on our site, click-throughs, and navigation patterns.

Technical Data: IP address, browser type, operating system, device information, and internet service provider.

c. Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to collect information about your interactions with our Services. This helps us personalize your experience, analyze usage patterns, and deliver targeted advertisements.

3. How We Use Your Information

We use the collected information for various purposes:

To Provide Services: Facilitate transactions, process payments, and manage user accounts.

To Communicate: Send notifications, updates, promotional materials, and respond to inquiries.

To Improve Services: Analyze usage to enhance functionality, user experience, and develop new features.

To Ensure Security: Monitor for fraudulent activities, enforce our terms, and protect user accounts.

To Comply with Legal Obligations: Adhere to applicable laws, regulations, and legal processes.

4. Sharing Your Information

We may share your information with third parties under the following circumstances:

a. Service Providers

We engage trusted third-party companies to perform functions on our behalf, such as payment processing, data analysis, email delivery, hosting services, and customer support. These service providers have access to personal information necessary to perform their functions but are obligated not to disclose or use it for other purposes.

b. Legal Requirements

We may disclose your information if required by law or in response to valid requests by public authorities (e.g., court orders, subpoenas).

c. Business Transfers

In the event of a merger, acquisition, or sale of assets, your personal information may be transferred to the acquiring entity.

d. With Your Consent

We may share your information with third parties when you have given explicit consent to do so.

5. International Data Transfers

As a global platform, your information may be transferred to and processed in countries other than your own. We ensure that such transfers comply with applicable data protection laws and that your information remains protected.

6. Data Security

We implement appropriate technical and organizational measures to safeguard your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal information only as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. Upon termination or deactivation of your account, we may retain your information for a reasonable period to comply with legal obligations, resolve disputes, and enforce our agreements.

8. Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal information:

Access: Request a copy of the information we hold about you.

Rectification: Request correction of inaccurate or incomplete data.

Erasure: Request deletion of your personal information under certain conditions.

Restriction: Request restriction of processing your data in specific circumstances.

Portability: Request transfer of your data to another service provider.

Objection: Object to processing your data based on legitimate interests or for direct marketing purposes.

To exercise these rights, please contact us at privacy@horizonzenith.com. We may require verification of your identity before processing your request.

9. Children's Privacy

Our Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that a minor has provided us with personal data, we will take steps to delete such information promptly.

10. Third-Party Links

Our Services may contain links to third-party websites or services that are not operated by us. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the new policy on our website and updating the effective date. Your continued use of our Services after such changes constitutes your acceptance of the revised policy.

12. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Email: privacy@horizonzenith.com